Posts from March 2018
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Here's the difference between Home Staging and Interior Design...
Home staging versus interior design: What's the difference? And which one do you need? While both share the goal of making your home look its best (and many pros offer both services), each serves a very distinct purpose. Here are some questions to ask to help you decide which one is right for you.
Are you selling your home soon, or staying put?
To begin, consider whether you're planning a move in the near future. If a sale is on your mind, a home staging company is the right choice.
Home staging is all about prepping your house so it will appeal to as many buyers as possible.
Home staging can include changing out paint colors, adding new pictures and artwork, and bringing in furniture and accessories. This service is generally viewed as a temporary one that's done in order to garner bids and result in a sale.
But i...
21
Consider ALL The Costs of Homeownership
So, you're getting ready to buy your first home, and you feel like you're at the mercy of the market. And your mortgage lender. In some ways, it might even feel like they're working against each other - especially if you're in a really hot market in which you can't qualify for the amount you'd need to buy what you want.
When it comes to providing pre-approvals for would-be homebuyers, lenders today are more careful than they were in the years leading up to the market crash, and that means your financial picture will be more rigorously scrutinized to determine your credit-worthiness and develop your max approval amount. Trust us, that's a good thing. The last thing you want is to be house poor. Having a great place to live that you can't enjoy or furnish or even leave because you have no money left won't be fun.
Just because a lender says you...
2
What NOT to Do When Getting a Mortgage
Homebuyers make a lot of mistakes that hurt their chances of getting a mortgage pre-approval from their lender. You don't want to join their ranks and sabotage your home purchase.
To find out what those missteps are, we talked to two lending experts: Casey Fleming, a mortgage advisor with C2 Financial Corp. in San Jose, California, and Heather McRae, a senior loan officer with Chicago Financial Services in Chicago.
Here are the six common mistakes they see borrowers make — and tips to avoid them:
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