Posts with tag 'preapproval'
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Consider ALL The Costs of Homeownership
So, you're getting ready to buy your first home, and you feel like you're at the mercy of the market. And your mortgage lender. In some ways, it might even feel like they're working against each other - especially if you're in a really hot market in which you can't qualify for the amount you'd need to buy what you want.
When it comes to providing pre-approvals for would-be homebuyers, lenders today are more careful than they were in the years leading up to the market crash, and that means your financial picture will be more rigorously scrutinized to determine your credit-worthiness and develop your max approval amount. Trust us, that's a good thing. The last thing you want is to be house poor. Having a great place to live that you can't enjoy or furnish or even leave because you have no money left won't be fun.
Just because a lender says you...
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Making Your Offer Stand Out In A Sellers Market
If it is a seller's market, simply finding your dream home and submitting a standard offer might not be enough. When there are more buyers than there are available homes for sale you need to prepare for a competitive bidding war. Luckily, there are strategic moves you can use to guarantee success. Follow the five tips below to push your offer to the front of the line.
Make a clean offer.
This means the offer should have as few contingencies as possible. Though some...
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