Posts in category 'Buyers'

Ready to purchase your first home? Though the process may seem overwhelming, knowing where to start is half the battle. Follow these five tips to help ease your stress and prepare for a smooth home buying experience.

Clean Up Your Credit Score

Having good credit is one of the most important factors when qualifying for a loan. Depending on where your score stands, it may take six months to a year to improve your credit. Although scoring requirements vary from lender to lender and there is no magic number that qualifies you to purchase a home, a low score could mean higher interest rates and fewer mortgage options. Check your credit early and make a financial plan to increase your number. A mortgage professional can pull your credit for you and create a plan to improve your score.

Evaluate Your Monthly Cash Flow

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If it is a seller's market, simply finding your dream home and submitting a standard offer might not be enough. When there are more buyers than there are available homes for sale you need to prepare for a competitive bidding war. Luckily, there are strategic moves you can use to guarantee success. Follow the five tips below to push your offer to the front of the line.

Make a clean offer.
This means the offer should have as few contingencies as possible. Though some...

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Finding the perfect starter home is a journey as well as a destination. You've got to know what you want, then adjust expectations to meet the reality of the market. In the end, you don't have to settle on your "forever home"—just a place you'll call home for at least five to seven years.

But that's a long time in homeowner years, especially if you wake up each day in a place you wind up hating.

So how do you know what's going to stand the test of (a decent amount of) time? You've never done this before. You're taking a leap of faith that you have the money, skills, and tem...

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Ready to purchase your first home? Though the process may seem overwhelming, knowing where to start is half the battle. Follow these five tips to help ease your stress and prepare for a smooth home buying experience.

Clean Up Your Credit Score

Having good credit is one of the most important factors when qualifying for a loan. Depending on where your score stands, it may take six months to a year to improve your credit. A...

Click Here to Read More...

It's one thing to dream of buying a home, but it's another thing to actually do it. Buying a home is a complex process and if you aren't at least somewhat familiar with how it works, the experience could be confusing, and in some cases even frustrating, right from the start.

The reality is, buyer confusion is one of the main reasons why people get into trouble with their home loans, and it was just one of many factors that caused the housing market to go south a few years ago. That's why it's so important to have a basic understanding of the terms used throughout the home buying process. This guide will help y...

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