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Posts from January 9th, 2018

Denny Brandt's Blog

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English
January
9

January 9th, 2018 by

If you can afford it, it might be simple to pay off your mortgage earlier. But should you? That's a complicated question.

Homeowners with low mortgage rates may be better off putting extra money in a Roth IRA or 401(k), both of which might offer a higher return than paying off the mortgage.

Then there's the college aid factor. If you're applying for need-based aid for your kids, that home equity could count against you with some colleges because some institutions view equity as money in the bank.

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Categories: mortgages
Tags: Getting a Mortgage, Financing a Home, guide for homeowners, credit, Finances
Denny Brandt
Denny Brandt Office: (717) 653-2646 ext. 107 Cell: (717) 371-7841 Fax: (717) 653-2850 Direct: (717) 653-8644 Email Me
Disclaimer: All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated 04/04/2026. The listing information on this page last changed on 04/04/2026. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of Delta Media Group MLS (last updated Sat 04/04/2026 12:26:57 AM EST) or Bright MLS (last updated Sat 04/04/2026 12:21:15 AM EST). Real estate listings held by brokerage firms other than Berkshire Hathaway HomeServices Homesale Realty may be marked with the Internet Data Exchange logo and detailed information about those properties will include the name of the listing broker(s) when required by the MLS. All rights reserved.
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Dennis Brandt 

102 East Main St, Mt. Joy, PA 17552
717-653-2646

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